If you’re a military spouse interested in applying for Capital One’s SCRA benefits, visit their SCRA FAQ section to learn more about the process. You and your service member have up to 1 year after he/she separates from active duty service to take advantage of these benefits. L. 111–97, §3(b), Nov. 11, 2009, 123 Stat. The SCRA does not preclude you from extending such debt, if an extension is requested by the serviceperson. ... provide notice of the reversion to the contract rate well in advance so you don't have to wait and can raise the rate back on the first date after termination of active duty. In some cases, such as tax collection or the sale of property, the SCRA extends 180 days after leaving active duty. 571) [now 50 U.S.C. Reserve and National Guard member's eligibility begins from the date they receive mobilization orders. Servicemembers Civil Relief Act The Servicemembers Civil Relief Act (SCRA) is intended to provide specific benefits and protections when a Servicemember is called to active duty. We will cancel your card and issue a replacement (a debit card replacement fee may apply). Getting interest rates lowered isn’t automatic, however, and it also does not apply to any and every debt a military member has. Santander Consumer USA (SC) recognizes the compromises and sacrifices you make for … ... Thirty days after that date would be October 1, the effective date of termination. The Servicemembers Civil Relief Act (SCRA) offers military members many protections, including the ability to have interest rates reduced to 6% when they join the military, or when they are activated if they are members of the Guard or Reserves. If you're calling from outside the U.S., call us collect at 1.302.738.5719. Pub. The SCRA makes provisions to allow a servicemember to terminate certain lease agreements. The SCRA prevents this from happening to the military sponsor, but offers no help to their spouses. Chrysler Capital (CC) recognizes the compromises and sacrifices you make for our country as a U.S. Servicemember. Luckily, Kansas law, as currently interpreted, offers some latitude when the demonstrated intent of the spouse is not to remain in Kansas beyond the duration of the military orders. Your SCRA eligibility begins the first day of your active-duty service commitment and ends 30-90 days after leaving active-duty. For a lost or stolen credit card: Please call us at 800.732.9194 immediately. App. 180 days). Immediately report any lost or stolen card to us. 3008, provided that: "Subsections (a)(2) and (c) of section 511 of such Act [Servicemembers Civil Relief Act] (50 U.S.C. The Service member's Civil Relief Act (SCRA) The Service member's Civil Relief Act (SCRA) is a federal law that provides certain protections to service members. 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